Think how your business could be impacted if one of your key staff members became disabled or couldn't work for an extended period of time. Many SME's fail to function if even one key employee is missing from work.
Statistics show that one in three of all claimants for Key Person Cover who are off work for one month will still be claiming the insurance benefit one year later.
The insurance benefit is paid as an agreed value and depending on the key person's shareholding in the business, this benefit can be up to 150% of their earned income.
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