Items to consider for Rural & Farm Insurance
How does your current rural and farm insurance rate? Are your assets protected and your income assured? Consider, for example:
Loss of income resulting from asset damage
Does your current insurance policy include cover for loss of farm income and increased costs as a result of damage to your farm assets? This is an important area too often overlooked.
Liability for damage to others property
If you or your employees damage property belonging to someone else you could be held liable and become responsible for covering any losses. You may also be subject to statutory fines and penalties in certain cases. Your farm insurance package should include cover for your Farm Liabilities.
Cover for livestock and farm dogs
Many insurance policies for Farm Assets don't include automatic cover for Livestock and Farm Dogs. Either a separate policy is needed or you need to purchase optional livestock cover extensions for your existing policies.
Personal cover for "non-farm" assets
Personal insurance requirements are not covered by your farm insurance. Separate arrangements should be made for things such as your home, private (non-farm) vehicles and pleasurecraft.
Farmers Income Protection
If you experience an injury or illness your livelihood will most likely be at risk. Protecting your income from the unexpected gives you the breathing space to get the assistance you need to run the farm and allow you to focus on recovering.
Farmer Income Protection Insurance is specially designed for farmers, paying an agreed monthly amount during your period of illness or injury.
Contact us to arrange a meeting with one of our experienced Rural Insurance Advisers.
Get a quote now
