Protect your health and well being
Health insurance in New Zealand is not a luxury or unnecessary expense, as many people believe. Whilst the public health system covers many operations and procedures, this may mean a long waiting list to actually be treated. There are many specialists and elective procedures that are not covered by the public sector.
Health Insurance covers medical expenses for accidents or sickness, giving you fast access to private treatment when you need it. It enables you to relax, knowing that your health bills will be paid should you ever suffer from a health problem. Ultimately, Health Insurance provides greater choice around the type of treatments you receive. Learn more about health insurance.
Serious Illness Cover
If you’re diagnosed for the first time with one of 38 defined conditions as per your insurance policy such as a heart attack or cancer, Trauma Cover provides you with a one-off lump sum insurance payment. Learn more about Serious Illness.
Protect Your Life
Life insurance is about protecting the people that depend on you and your income from financial loss in the event that something should happen to you.
Losing a partner, parent or carer is hard enough as it is, little alone worrying about how to pay the next mortgage repayment and other financial commitments left behind. Lessen the financial strain for your family in the event of yours or your partner’s death. Learn more about life insurance.
Protect your Income
Income Protection Insurance
Protect your greatest financial asset… your ability to earn an income. Income protection insurance pays a percentage of your lost income to ensure that you and your family maintain your current lifestyle should you be unable to work due to illness or injury. Learn more about income protection insurance.
Mortgage Repayment Insurance
The last thing you need if you are seriously ill and unable to work is to lose your home because you cannot afford to pay the mortgage. Ensure that your mortgage repayments are covered. Learn more about mortgage repayment insurance.
Protect Your Business
People are the most important asset within a business and should you or a key team member pass away or become seriously ill, it would place a huge pressure on the business itself. Additional expenses are incurred, customer relationships are disrupted and potentially a reduction in sales. For many businesses, this level of interruption creates a financial strain that could lead to closure or even bankruptcy. Learn more about protecting your business with business insurance.
Rural and Farm Insurance
Rural insurance is a must for all farmers. Without it, the results can be potentially devastating. Comprehensive cover for farm assets and income is vital and therefore a range of cover options should be considered including loss of income resulting from asset damage, cover for livestock and farm dogs, liability for damage to others property and personal cover for “non-farm” assets. Learn more about rural and farm insurance.
Get a quote now