Any illness, sickness, disease, injury or medical condition or symptom or sign, on or before the cover commencement date or the join date where an insured person is added to this policy:
- Which you or any insured person was aware of, or
- Of which you or any insured person had the first indication that something was wrong, or
- For which you or the insured person sought investigation or medical advice, or
- Where a symptom existed that would cause a reasonable person in the circumstances to seek diagnosis, care or treatment.