I'm in good health right now.

A client asked wanted to “think about it” before upgrading to a superior health cover. I recommended he take cover sooner before anything goes wrong. He said he was confident as he was in great health. Two weeks later his partner phoned saying come and see us. He had gone to the doctor with stomach pains, was diagnosed with kidney stones, has no non-surgical cover for them and has been on public health waiting list for months. The two best times to take health cover are before anything goes wrong, the second before anything else goes wrong.