Adviser Blogs

It isn't a nice thing to be faced with that extra expense at such a traumatic time. Not all health insurance is created equal, and it is important you know what you are covered for before you need to make a claim. It is equally important to ensure the cover is comprehensive enough to meet your ...

I had a client that did not know what the limitations of his current health insurance policy were until he went to claim for his wife's cancer treatment. He had had a health insurance policy in place for many years and just assumed it would cover their healthcare needs. He found that he had to ...

The easiest way to determine this is to ask yourself, "what is the financial impact on my situation if I were to die, get sick or not be able to work?" Everyone's insurance needs change depending on their age and stage of life. I meet a lot of clients that have the husband well insured ...

A number of our baby boomers mention their inability to manage the cost of their rising health insurance premiums. This is where an adviser will help; I managed to save one couple over $1500 per year on their premiums without lowering their high level of cover just by choosing a different ...

A recent study of more than 400,000 people in Taiwan has proven that just 15 minutes of exercise per day can possibly expand your life expectancy by 3 years! Conversely though this same study found that watching six hours or more of TV reduces your life span by 5 years! The lesson here, Move ...

With the banks getting on board the insurance band wagon it has now created even wider variations of insurance cover in the New Zealand market place. In a lot of instances banks provide a much narrower cover and include more exclusions than the non-bank insurance companies. Exclusions such as a ...

With the holiday period just coming to an end, it still seems to surprises me every year the large number of deaths during those summer months that result from freak accidents. It’s never too early to take out a life insurance policy to make sure those that you leave behind are emotionally ...

Adding your new baby to your family health insurance plan on arrival is a great gift in providing for their future. With the additional premiums approximately a few dollars per week for your newborn, why wouldn’t you invest in your child’s health for the future?

Your ...

The value of mortgages on floating rates continues to increase. In September there was $67 billion of mortgage debt on the floating rate, compared to $37 billion a year ago - an 81% increase. Since September 2008 there has been a 220% increase.

Experts believe the two-year rate is of ...