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Life Insurance

Our Advisers provide insight into Life Insurance, review their posts for information, commentary and facts.

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Latest Posts

Holiday Tragedies

With the holiday period just coming to an end, it still seems to surprises me every year the large number of deaths during those summer months that result from freak accidents. It’s never too early to take out a life insurance policy to make sure those that you leave behind are emotionally ...

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Canterbury Earthquake highlights the need for personal insurance cover

The true value of insurance can be seen in the light of the events in Christchurch in the last few weeks. We have experienced  millions of dollars of damage to homes and businesses and the majority of people have diligently made sure their covers are in place and up to date.
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Level premium Life insurance

 Recent news articles have shown that some people are opting for level premium Life cover ahead of rumoured price increases. Level premium means you pay the same premium year after year - sounds pretty good right - no annual increases!

But wait! The alternative and by far more ...

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Client's tragedy highlights need for Life insurance

 When I called a prospective client to arrange an insurance review she told me her brother had just died unexpectedly but had no Life insurance to protect his family. She asked to meet as soon after the funeral as possible to get her cover in place.

Life cover is to protect those we ...

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Insurance is a guarantee for the "ifs" in Life!

 Insurance is a guarantee for the "ifs" in Life.

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Is your Serious Illness/Trauma cover relevant?

Ask yourself these questions:

  • How many conditions are you covered for? (Older plans may only have 10.  New plans have 35-40)
  • Can you re-insure after a serious illness eg Cancer, or do you have a one-off type of cover?
  • Are your children
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Accidental Death Insurance

If you have Accidental Death Cover you may feel you are adequately insured at a relatively small cost but a properly set up Life Insurance policy will cover you in the event you die from any cause, not just in an accident. And the cost will be less for the amount of cover received!

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Funeral Insurance

 Funeral insurance is designed to cover you or your loved ones against the cost of a funeral. But a properly set up Life insurance policy will not only achieve this but also give further benefits for similar cost.

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